The Biggest Risks Educators Face is Likely Unexpected
Educators management liability coverage provides protection for an educational institution, its management team and other employees during the course of their institutional duties from claims arising out of actual or alleged wrongful acts or other breach of duty. The policy covers indemnity and defense cost; and is customized for protection against claims arising out of actual or alleged:
At PGU, we offer a program, which has long-term relationships with prominent carriers. These relationships allow us to provide quotes to our clients for their school clients’ needs. This specialty coverage usually offers additional endorsements such as non-monetary relief and employment practices liability.
This is a defense only coverage where a plaintiff injunctive relief. Most policies of this type are written on a claims-made basis.
Employment Practices Liability:
This is protection against claims including allegations such as wrongful termination, sexual harassment, and discrimination. This additional employment practices liability coverage is essential because, believe it or not, employment practices claims are the most frequent type of lawsuit brought against school board officials today.
Who needs it?
All educational institutions need educators management liability insurance. Entities that fall into this category include, but are not limited to:
Why do they need it?
Academic organizations have a high management liability exposure. Claims arise from charges such as:
Governmental immunities or tort caps do not always protect schools from these types of claims.
The examples shown below list just of a few of the many reasons why schools should carry professional management insurance.
If your client needs help with Police Professional Liability give us a call today: