About Us

What We Do

Professional Governmental Underwriters, Inc. is a full-service risk management company dedicated to assisting public, educational and non-profit entities in the management of their professional liability exposures.  Current operations are dedicated to underwriting and marketing Public Officials Liability, Law Enforcement Liability and Educators Liability insurance.

We are dedicated to providing state-of-the-art professional underwriting management and loss control advisory services on behalf of our designated carriers. We operate through a network of professional producers who seek specialized services for their public, educational and non-profit entity clients.

Our Firm

The firm was founded in 1993 by Martin H. Kanipe Jr., CPCU, ASLI, as an independent insurance program underwriting management company. We are dedicated to underwriting and marketing primary and excess Public Officials Liability, Law Enforcement Liability, School Board Errors and Omissions and Nonprofit D&O Liability insurance. Products are distributed through independent brokers nationwide.

We are the underwriting manager for AXA XL for primary Public Officials Liability, School Board Legal Liability and Police Professional Liability. AXA XL carriers have earned A.M. Best ratings of A XV (Excellent).

Loss Control services consisting of printed materials, assistance in presentations and advice from outside consultants are available as needed. We have the ability to structure and implement full-service programs, seminars and inspections for clients. PGU Employer Resource Center, provided by Enquiron is made available to all AXA XL insureds.

All claims are handled directly by the carrier or designated Third Party Administrator.