Today’s schools are faced with an increasing number of lawsuits based on issues such as dress codes, special education, sexual discrimination and failure to educate. A broad spectrum of insurance coverage is essential to protect the educational entity, its employees and even its volunteers. Employment Practices claims are the most frequent type of lawsuit brought against school board officials today. Terminations, hiring and promotions comprise almost half of the claims made. Student suspension/expulsion, discrimination and integration cases are brought against school officials at an alarming rate.

The PGU School Board program is tailored specifically for public, parochial and private school including colleges, universities and certain vocational training schools.

Our program offers defense costs in addition to policy limits and full prior acts coverage after five years of claims made coverage to prevent coverage gaps. PGU’s program definition of who is covered is among the broadest in the industry, including the entity, elected, and appointed officials, board members, trustees, all employees, volunteers and their spouses and heirs.

Employment-related discrimination and defense for special education claims are covered by PGU program, unlike many competing forms. Coverage is available, where permitted by law, for punitive and exemplary damages. This broad coverage is backed by nationally renowned claims and defense services comprised of expert school/governmental defense attorneys.

PROGRAM FEATURES